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Advance America Cash Advance : ウィキペディア英語版
Advance America Cash Advance

Advance America Cash Advance was founded in 1997 and is the largest provider of the non-bank cash advance services in the United States.〔Advance America, Cash Advance Centers, Inc. Form 10-K for the year ended December 31, 2010. Filed with the Securities and Exchange Commission March 3, 2011. (http://www.sec.gov/Archives/edgar/data/1299704/000104746911001973/a2202472z10-k.htm)〕 As of December 31, 2013 Advance America operated over 2500 lending centers in 29 states and 18 centers in Canada.〔Advance America, Cash Advance Centers, Inc. Form 10-K for the year ended December 31, 2010. Filed with the Securities and Exchange Commission March 3, 2011. (http://www.sec.gov/Archives/edgar/data/1299704/000104746911001973/a2202472z10-k.htm)〕 Advance America does not franchise any of its centers in the United States or Canada and does not provide pawn lending or similar services.〔Advance America, Cash Advance Centers, Inc. Form 10-K for the year ended December 31, 2010. Filed with the Securities and Exchange Commission March 3, 2011. (http://www.sec.gov/Archives/edgar/data/1299704/000104746911001973/a2202472z10-k.htm)〕 Advance America is a member of the Consumer Financial Services Association of America,〔Community Financial Services Association of America website. "CFSA Corporate Member Companies." CFSAA.com Accessed July 20, 2011. (http://cfsaa.com/about-cfsa/2011-cfsa-members.aspx)〕 which sets best practices standards for its membership.〔Community Financial Services Association of America website. "CFSA Member Best Practices." CFSAA.com. Accessed July 20, 2011. (http://cfsaa.com/about-cfsa/2011-cfsa-members.aspx)〕



Advance America provides its cash advances in small-denomination, short-term amounts.〔Advance America, Cash Advance Centers, Inc. Form 10-K for the year ended December 31, 2010. Filed with the Securities and Exchange Commission March 3, 2011. (http://www.sec.gov/Archives/edgar/data/1299704/000104746911001973/a2202472z10-k.htm)〕 The advances come due on the customer's next payday.〔Advance America, Cash Advance Centers, Inc. Form 10-K for the year ended December 31, 2010. Filed with the Securities and Exchange Commission March 3, 2011. (http://www.sec.gov/Archives/edgar/data/1299704/000104746911001973/a2202472z10-k.htm)〕 The company's stated goal is to attract customers by offering straightforward, rapid access to short-term funding, while providing high quality, professional customer service.〔Advance America, Cash Advance Centers, Inc. Form 10-K for the year ended December 31, 2010. Filed with the Securities and Exchange Commission March 3, 2011. (http://www.sec.gov/Archives/edgar/data/1299704/000104746911001973/a2202472z10-k.htm)〕



Advance America's current President and CEO is J. Patrick O'Shaughnessy.〔"Advance America Cash Advance: CEO & Executives." Businessweek.com. Accessed July 20, 2011. (http://investing.businessweek.com/research/stocks/people/people.asp?ticker=AEA:US)〕 O'Shaughnessy previously served as the company's CFO. William Webster IV,〔http://investing.businessweek.com/businessweek/research/stocks/people/person.asp?personId=7404712&ticker=AEA:US&previousCapId=4303924&previousTitle=LKQ%20CORP〕 a former Clinton administration official,〔http://www2.ed.gov/offices/OS/webster.html〕 is chairman of the board.〔"Advance America Cash Advance: CEO & Executives." Businessweek.com. Accessed July 20, 2011. (http://investing.businessweek.com/research/stocks/people/people.asp?ticker=AEA:US)〕

==Buyout==
In 2012, Grupo Elektra, a wholly owned subsidiary of Grupo Salinas, acquired Advance America, the largest payday loan company in the United States, for an estimated $780 million USD.〔(Grupo Elektra to Acquire Advance America for $10.50 Per Share )〕

抄文引用元・出典: フリー百科事典『 ウィキペディア(Wikipedia)
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